Best Travel Insurance Providers in the UK (2026 Comparison)
Compare the best travel insurance providers in the UK for 2026, including coverage types, pricing differences, and who each policy is best suited for.
GUIDES
1/13/20262 min read
Choosing travel insurance doesn’t need to be confusing. Whether you travel occasionally or multiple times a year, the comparison below shows popular UK travel insurance providers, what they’re best for, and how to choose the right policy without overpaying.
Quick Comparison: UK Travel Insurance Providers
Allianz Travel Insurance
Best for:
Comprehensive cover and peace of mind for most types of travellers, including occasional or frequent travellers and families or solo travellers.
Coverage highlights:
• Medical expenses cover up to £10 million
• Trip cancellation and interruption protection
• Baggage loss and delay included
• Optional add-ons for winter sports and business travel
Typical price range:
£20–£45 per trip (depends on coverage level)
Good to know:
Premium plans cost more, but coverage limits are among the strongest in the UK market.
AXA Travel Insurance
Best for:
Affordable, no-frills cover for short trips and occasional travellers.
Coverage highlights:
• Emergency medical cover up to £5 million
• Cancellation and curtailment protection
• Personal belongings cover included
• Simple, clear policy structure
Typical price range:
£10–£30 per trip
Good to know:
Lower-priced plans may have stricter limits on valuables and activities.
Aviva Travel Insurance
Best for:
Travellers who want reliable medical and cancellation cover backed by a top UK insurer.
Coverage highlights:
• Medical expenses cover up to £10 million
• Trip cancellation and delay cover
• Personal possessions protection
• Optional annual multi-trip policies
Typical price range:
£18–£40 per trip
Good to know:
Some policies require add-ons for higher-value items or specific activities.
Staysure Travel Insurance
Best for:
Travellers with pre-existing medical conditions or those over 50.
Coverage highlights:
• Medical cover tailored to declared conditions
• Cancellation and interruption protection
• 24/7 medical assistance
• Single-trip and annual cover options
Typical price range:
£25–£60 per trip (depend on medical disclosure)
Good to know:
Premiums increase with age and medical conditions, but acceptance rates are high.
Coverwise Travel Insurance
Best for:
Budget-conscious travellers who still want solid medical and cancellation cover.
Coverage highlights:
• Medical expenses cover up to £10 million
• Trip cancellation protection
• Baggage and personal items cover
• Straightforward policy wording
Typical price range:
£9–£25 per trip
Good to know:
Cheaper plans may exclude certain activities unless upgraded.
Alternative Comparison Sites
Comparethemarket
Best for:
Quick quotes from multiple providers in one place.
Coverage highlights:
• Search multiple insurers
• View policy limits side by side
• Compare premiums quickly
Good to know:
You’re paying for the convenience; actual commission may be lower than linking direct to insurers.
MoneySuperMarket Travel Insurance
Best for:
Budget travellers who want to compare prices fast.
Coverage highlights:
• Collects quotes from UK insurers
• Shows cheapest options upfront
Good to know:
Commission rates may vary, but users often convert if the cheapest price is attractive.
Post Office Travel Insurance
Best for:
Convenient, trusted option if you want a single, recognisable provider.
Coverage highlights:
• UK Wide coverage
• Straightforward pricing and policies
Good to know:
Ideal for one-stop shoppers; may include limited add-ons.
SmartTrip Finance
info@smarttripfinance.com
